Discover ClaimsTM Terms of Service
Last updated: September 28, 2026
These Terms of Service (the “Agreement”) are an agreement between you, the “User,” and Discover Claims, LLC (the “Vendor”). They govern your use of the Discover ClaimsTM Android application (the “App”) and this website. By downloading, installing, or using the App, you agree to this Agreement. If you do not agree, do not use the App.
1. Definitions
“App” means the Discover ClaimsTM mobile application, including any updates, and any related documentation, help content, and this website.
“User Data” means the information you enter into the App, including personal details, insurance company, claim, provider, and trip information, and any summaries the App generates from it.
“Third Party Products” means software and services provided by third parties that the App relies on, including the Android operating system, Google Play, and your device’s print service.
2. License Grant
Subject to this Agreement, Vendor grants you a personal, nontransferable, nonexclusive, revocable license to install and use the App on Android devices you own or control, to enter User Data, and to display, print, and save summaries of your User Data. You shall not (i) license, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the App; (ii) modify, make derivative works of, disassemble, reverse compile, or reverse engineer any part of the App, except as permitted by law; (iii) use the App for any uses that could be construed as patent trolling; or (iv) use the App in violation of any law. You do not acquire any rights in the App, express or implied, other than those expressly granted in this Agreement.
3. Proprietary Rights
You acknowledge and agree that the App contains proprietary and confidential information that is protected by applicable intellectual property and other laws. Discover ClaimsTM is a registered trademark of Discover Claims, LLC.
4. Your Data
User Data is stored on your device and is not transmitted to Vendor. You own your User Data, and you are solely responsible for its accuracy, quality, integrity, legality, and appropriateness, and for keeping your own copies of anything you need. Vendor does not store your User Data and cannot recover it if it is lost or deleted, or if your device is lost, damaged, or replaced.
If you choose to send feedback through the App, you grant Vendor the right to use that feedback to respond to you and to improve its products and services. Our Privacy Policy describes how information is handled.
5. Your Responsibilities
You agree to comply with all applicable local, state, and national laws and regulations in connection with your use of the App. You are responsible for the device, operating system, and any printer or other services you use with the App.
6. Interactions with Insurance Companies
You are responsible for the accuracy of all claim, trip, mileage, mileage rate, and personal details. You must review all information before printing or submitting any reimbursement request to an insurance company. The App calculates amounts from the information and mileage rate you enter. Vendor does not submit requests on your behalf, does not guarantee that any request will be approved or paid, and is not a party to your relationship with your insurance company. Nothing in the App or on this website is legal, tax, or insurance advice.
7. Free Service
The App is currently provided free of charge. Vendor has no obligation to provide support for the App or for any reimbursement request prepared with it. Free services are not guaranteed to remain free in the future.
8. Modification and Discontinuation
Vendor reserves the right at any time and from time to time to modify, temporarily or permanently, the App (or any part thereof), or to discontinue it or remove it from Google Play. You agree that Vendor will not be liable to you or any third party for any modification or discontinuance of the App in part or entirely.
9. Termination
You may stop using the App at any time by uninstalling it. Vendor may terminate your license if you breach this Agreement. Upon termination, you must stop using the App. Sections 3, 4, 6, and 10 through 16 survive termination.
10. Disclaimer of Warranties
VENDOR DOES NOT REPRESENT THAT YOUR USE OF THE APP WILL BE SECURE, TIMELY, UNINTERRUPTED OR ERROR FREE, OR THAT THE APP WILL MEET YOUR REQUIREMENTS OR THAT ALL ERRORS IN THE APP AND/OR DOCUMENTATION WILL BE CORRECTED. THE APP IS PROVIDED TO YOU ON AN “AS IS” AND “AS AVAILABLE” BASIS. YOU ASSUME ALL RESPONSIBILITY FOR DETERMINING WHETHER THE APP OR THE INFORMATION GENERATED BY IT IS ACCURATE OR SUFFICIENT FOR YOUR PURPOSE.
11. Limitations of Liability
11.1 No Consequential Damages
VENDOR SHALL NOT BE LIABLE TO ANY USER FOR EXEMPLARY, PUNITIVE, SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES INCLUDING WITHOUT LIMITATION, INTERRUPTION OF BUSINESS, LOST PROFITS, LOST OR CORRUPTED DATA OR CONTENT, LOST REVENUE, OR DENIED OR REDUCED REIMBURSEMENTS ARISING OUT OF THIS AGREEMENT, EVEN IF THE PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
11.2 Direct Damage Limitations
11.2.1 IN NO EVENT SHALL THE AGGREGATE LIABILITY OF VENDOR OR ANY THIRD PARTY VENDORS ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT EXCEED THE TOTAL AMOUNTS ACTUALLY PAID BY YOU IN THE THREE (3) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO SUCH CLAIM. THE AGGREGATE LIABILITY CAP SHALL NOT EXCEED 1,000.00.
11.2.2 VENDOR SHALL NOT BE LIABLE FOR ANY DAMAGES RESULTING FROM THE LOSS OR CORRUPTION OF ANY DATA OR CONTENT, INCLUDING DATA LOST BECAUSE THE APP WAS UNINSTALLED, ITS STORAGE WAS CLEARED, OR YOUR DEVICE WAS LOST, DAMAGED, RESET, OR REPLACED.
12. Indemnification
You shall defend, indemnify, and hold harmless Vendor and its affiliates, directors, officers, employees, agents, successors, and assigns from and against any and all losses, costs, damages, liabilities, and expenses arising from or in connection with any third party claim relating to (i) your User Data or any reimbursement request you submit; (ii) your negligence or willful misconduct; or (iii) your violation of this Agreement.
13. Notices
Any notice required or permitted under this Agreement or required by law must be in writing and must be (a) delivered in person, (b) sent by registered or certified mail return receipt requested, (c) sent by overnight courier, or (d) sent by email whose receipt is acknowledged. Notices to Vendor shall be sent to dcsupport@discoverclaims.com.
14. Modifications to This Agreement
Vendor has the right to modify this Agreement at any time by posting the updated version on this page. Your continued use of the App after changes are posted means you accept the modified Agreement.
15. No Assignment
You may not assign this Agreement without the prior written approval of Vendor. Any purported assignment in violation of this section shall be void.
16. General Provisions
Any action related to this Agreement will be governed by Michigan law and controlling U.S. federal law. No choice of law rules of any jurisdiction will apply. Any disputes, actions, claims or causes of action arising out of or in connection with this Agreement or the App shall be subject to the exclusive jurisdiction of the state and federal courts located in Michigan.
The App is only intended for use by inhabitants of the United States of America and is not intended for use within jurisdictions where the General Data Protection Regulation (GDPR) prevails.
Google Play’s terms of service also apply to your download of the App. Google is not responsible for the App or its content.